Roland de Crombrugghe Roland.Decrombrugghe@aig.com AIG Global Benefits Network General Manager Roland de Crombrugghe has a master degree in Applied Economics at the Katholieke Universiteit Leuven. He has headed the AIG Global Benefits Network, formerly ING Global Network, since 2002. Prior to the ING Global Network, he worked 9 years for ING. He was member of the board of the savings bank (De Vaderlandsche Spaarbank, now Record Bank) in Belgium and ING

Patrick Donders p.donders@senspc.nl Expat Pension Holland Founder Patrick Donders is Pension Jurist/Consultant and founder of Expat Pension Holland. He graduated from Law School and has a Pension and Post Doctorate Tax Law background, as well as an actuarial education from the Actuarial Institute. After an internship at the Columbia Law School in New York City, Patrick started his career at Arthur Andersen. Patrick held several management positions at financial

Saira Chambers saira.chambers@mattioliwoods.com Mattioli Woods Senior Employee Benefits Consultant Saira has been involved in the employee benefits sector for over 25 years, offering consultancy support on pensions, risk and healthcare provision during that time. Saira started her career working for one of the UK’s largest mutual insurance companies, specialising in the pensions environment. She quickly transitioned from the insurance environment to the consultancy side of employee benefits and worked

Janet M. Lord j.m.lord@bham.ac.uk Birmingham University Research labs Director of the Institute of Inflammation and Ageing Janet Lord is director of the MRC-ARUK Centre for Musculoskeletal Ageing Research and the Institute of Inflammation and Ageing, both located within the new Queen Elizabeth super Hospital which opened in the summer of 2011. Janet’s research focuses on the innate immune system, the body’s front line defense against infection, and how the