In the U.S., MetLife expects group benefits and retirement and income solutions to remain key drivers of growth, supported by favorable economic and demographic trends, a senior executive said in March 2026.

Speaking at the Raymond James 47th Annual Institutional Investors Conference, Ramy Tadros, regional president of MetLife’s U.S. business, said the company sees strong fundamentals in the employer benefits market, including high returns on equity and a rational competitive environment.

MetLife generated about $25 billion in premiums in its group benefits business last year, representing roughly one quarter of the company’s earnings, Tadros said.

He added that both group benefits and retirement solutions benefit from long-term structural tailwinds, including demographic trends and employers’ growing need to manage retirement liabilities.

In the retirement segment, Tadros highlighted pension risk transfer as a major opportunity as companies continue to shift defined benefit liabilities to insurers. Demand for stable value funds within defined contribution plans also tends to rise during periods of market volatility.

Within group benefits, paid family leave insurance could represent a growing share of the business as additional U.S. states expand mandated leave programs.

MetLife’s group benefits segment reported $465 million in earnings in the fourth quarter, up 12% year over year, according to company disclosures.