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EEA Unit-Linked Personal Pensions Deliver 9.6% Returns in 2024
European Economic Area (EEA) unit-linked personal pension products generated average returns of 9.6% in 2024, according to new analysis from the European Insurance and Occupational Pensions Authority (EIOPA), published in Apriol 2026. The authority’s Costs and Past Performance Report examined 1,677 pension products across the EEA, revealing significant performance variations by product type and geography. Over the five-year period from 2020-2024, unit-linked personal pension products delivered annualized net returns
OECD R&D Growth Holds Steady Despite Declining Government Budgets
According to the latest estimates published in April 2026 in the OECD Main Science and Technology Indicators, research and development investment across OECD countries in 2024 maintained steady 2.6% growth (inflation-adjusted), even as government R&D budgets tightened and shifted toward defense priorities. The United States led major economies with 3.4% R&D growth, while the European Union managed just 0.4% expansion. Germany, Europe’s economic powerhouse, saw R&D spending decline by
Global Growth Slows to 2.9% as Energy Shock Tests Economic Resilience
The Organization for Economic Cooperation and Development (OECD) in April 2026 downgraded global economic projections to 2.9% growth in 2026 and 3.0% in 2027, citing energy supply disruptions from Middle East conflict as the primary drag on previously robust expansion. While the global economy entered 2026 with solid momentum from technology production and reduced US trade tariffs, energy price shocks are now creating significant headwinds. The organization warns that
US Life/Health Insurance Impairments Drop 50% in 2024
US life and health insurance impairments fell by half in 2024, with only five companies experiencing financial distress compared to 10 in 2023, according to AM Best research published in March 2026. The sharp decline marks a significant improvement for industry stability, though recent impairments continue to stem from troubled affiliate relationships. Three of 2024’s five impairments involved a Connecticut life insurer and its two captive reinsurance subsidiaries, all
Exit Market Roars Back with $484B Value, AI Exits Surge 225%
Private market exits more than doubled in value to $484 billion in 2025, signaling a dramatic but selective recovery driven by mega-deals and breakthrough sectors, according to Deloitte’s latest quarterly report published in March 2026. The growth concentrated heavily in large transactions, particularly among venture capital unicorns where median exit values jumped over 200%. Artificial intelligence led sectoral performance with exit values soaring 225% year-over-year, while the number of
Gallagher Report: Strategic Maturity Key to Communication Success as AI Gap Widens
Strategic maturity remains the strongest predictor of success for internal communication teams, with well-socialized strategies helping organizations reduce risk and exceed performance targets, according to Gallagher’s 2026 Employee Communications Report, published in March 2026. The study of over 1,300 communications and HR professionals across 40 countries reveals a widening “Readiness Gap” between organizational needs and current capabilities. Organizations with high communication volumes experience a 30% jump in leadership trust
UN-OECD Data Shows Top 500 MNEs Dominate Global Economy
The OECD and UN Statistics Division in March 2026 released comprehensive new data revealing that the world’s 500 largest multinational enterprises are increasingly concentrated in the Americas and Europe, which together account for 74% of MNE headquarters and revenue compared to just 24% in Asia. The enhanced Multinational Enterprise Information Platform (MEIP) now includes employee, revenue, net profit and R&D data for the first time, using AI tools to
Gallagher Study Reveals Widening Readiness Gap in Employee Communications
A new study by Gallagher, published in March 2026, of over 1,300 communications and HR professionals reveals a widening “Readiness Gap” between where organizations are and where they need to be to maximize performance in today’s volatile business environment. Gallagher’s 2026 Employee Communications Report, based on their 18th annual State of the Sector survey, identifies four critical priorities for communications teams: clarity and direction, workforce readiness, operational enablement, and
OECD Unemployment Holds Steady at 5.0% in January 2026
In Organization for Economic Cooperation and Development (OECD) countries, unemployment remained stable at 5.0% in January 2026, maintaining levels at or below this threshold since April 2022, according to data published in March 2026. Of the 33 OECD countries with available data, 18 saw unemployment rates unchanged from December 2025, while 11 experienced decreases and four countries—Colombia, Denmark, Norway, and Turkey—posted increases. Notable developments include Spain’s unemployment rate dropping
OECD Inflation Drops to 3.3% But Prices Still 36% Above Pre-COVID
The Organization for Economic Cooperation and Development (OECD) in March 2026 published new data on inflation, which fell to 3.3% in January 2026 from 3.6% in December 2025, but consumer prices remain 35.6% higher than pre-pandemic levels from December 2019. The decline was broad-based across the OECD region, with 22 of 35 countries reporting lower inflation rates. The number of OECD countries with inflation at or below 2% increased
G20 GDP Growth Slows to 0.7% in Q4 2025
According to new data published in March 2026 by the Organization for Economic Cooperation and Development (OECD), G20 GDP growth decelerated to 0.7% in the fourth quarter of 2025, down from 0.9% in the previous quarter, according to preliminary estimates. The slowdown was driven by contractions in Canada and South Korea, both falling 0.2% after posting growth of 0.6% and 1.3% respectively in Q3. The United States saw growth
Asset Management Faces Profitability Crisis Despite $200 Trillion Growth Outlook
According to a study released in March 2026 by PwC, global assets under management (AUM) are projected to surge from $139 trillion today to $200 trillion by 2030, yet the asset and wealth management industry confronts a stark profitability paradox that threatens conventional business models. Despite this massive growth opportunity, profit margins continue their downward spiral. Profit as a share of assets under management has plummeted 19% since 2018
German Companies Offer 6.6 Benefits Per Employee But Struggle With Effectiveness
German employers are offering an average of 6.6 employee benefits per company, yet 82% of HR leaders find the benefits market lacks in transparency and struggle to measure actual impact, according to the 2025 Roland Berger Study, published in February 2025. The comprehensive survey of over 1,700 HR executives reveals a troubling disconnect between benefits investment and strategic outcomes. Companies plan to add another 1.4 benefits in 2025, often
Cross-Border IORPs Flatline Across the EEA, EIOPA Says
According to the latest report from the European Insurance and Occupational Pensions Authority (EIOPA), published in December 2025, cross-border activity among IORPs across the European Economic Area stayed broadly flat in 2024. EIOPA’s fifth annual Cross-Border IORPs Report 2025 shows that 27 cross-border IORPs were active across the EEA last year—down one from 2023. Zoom out, though, and the bigger picture hasn’t changed. EIOPA confirms what it has been
OECD Global Corporate Sustainability Report 2025 Released
The Organization for Economic Cooperation and Development (OECD) in October 2025 published its Global Corporate Sustainability Report 2025. Corporate sustainability means integrating environmental and social considerations into a company’s strategy, operations and disclosure. According to the OECD, “it fosters sound governance and decision-making, while helping investors better understand a company’s long-term risks and opportunities.” The 97-page document provides insights on how companies are implementing the sustainability-related recommendations of the
NBER: The Economics of Transformative AI
Artificial Intelligence (AI) has advanced dramatically in recent years, with impacts that are already reshaping society, business, and individual lives. Yet many of these implications remain poorly understood and unevenly shared. Focusing on the economic dimension, the U.S. National Bureau of Economic Research (NBER) published in September 2025 a working paper by Erik Brynjolfsson, Anton Korinek, and Ajay K. Agrawal: “A Research Agenda for the Economics of Transformative AI.”
WTW 2025 Pooling Matrix Available
Willis Towers Watson (WTW) in August 2025 published the 2025 edition its annual “2025 Global Benefits Financing Matrix and Poolable Coverages” table. An indispensable tool of the trade for global employee benefits practitioners, it is available for download as a PDF. For the first time, WTW requires prior registration. The matrix “provides a complete listing of the eight global benefits networks, and their affiliated insurers and their offshore (i.e. third-country national
OECD issues Economic Outlook Interim Report September 2025
The Organization for Economic Cooperation and Development (OECD) in September 2025 issued its Economic Outlook Interim Report, subtitled “Finding the Right Balance in Uncertain Times”. According to the report, global growth was more resilient than anticipated in the first half of 2025, particularly in many emerging-market economies. Industrial production and trade benefited from front-loading ahead of higher tariffs. In the United States, strong investment linked to artificial intelligence boosted
OECD: G20 merchandise trade rises in Q1 2025, services trade growth uneven
G20 merchandise trade increased in Q1 2025 with exports and imports rising by 2.0% and 3.1%, respectively, compared with Q4 2024; the latest statistics show a mixed picture in services, with exports decreasing by 0.7% and imports increasing by 1.0%.
OECD GDP Growth Slows Sharply in Q1, 2025
According to the Organization for Economic Cooperation and Development (OECD), its provisional estimates released in May 2025 show that gross domestic product (GDP) across the OECD area rose by just 0.1 % quarter-on-quarter in the first quarter (Q1) 2025, down markedly from 0.5 % in the previous quarter. This breaks the pattern of relatively strong and stable growth seen in the OECD area over the past two years. G7
November 2024 Inflation Data Released – OECD
The Organization for Economic Cooperation and Development (OECD) in January 2025 published its November 2024 year-on-year inflation figure of 4.5% globally, with marked differences between countries. Year-on-year inflation in the OECD, as measured by the Consumer Price Index (CPI), was stable at 4.5% in November 2024 compared with October. At country level the picture was more mixed, with inflation rising in 14 of 38 OECD countries including notable increases
WTW 2024 Pooling Matrix Available
Willis Towers Watson (WTW) in June 2024 published the 2024 edition its annual “Employee benefits: Global insurance networks’ matrix” table. An indispensable tool of the trade for global employee benefits practitioners, it is available for download as a PDF, no registration required. The matrix “provides a complete listing of the eight global benefits networks, and their affiliated insurers and their offshore (third-country national or expat) capabilities.”
OECD: G20 GDP Growth Accelerates Slightly in Q1 2024
The Organization for Economic Cooperation and Development (OECD) in June 2024 announced that the G20 gross domestic product (GDP) increased by 0.9 % quarter-on-quarter in the first quarter (Q1) 2024, according to provisional estimates, up slightly from 0.7 % in the previous quarter (Chart 1). The area’s economic performance was primarily supported by China and India in Q1 2024[1]. Together with Türkiye, Saudi Arabia, Korea and Indonesia, they recorded GDP growth rates
OECD: G20 Goods Exports Rebound in Q1 2024 as Travel Boosts Services Trade
The Organization for Economic Cooperation and Development (OECD) in May 2024 announced its latest trade numbers. After falling in 2023, G20 merchandise exports (current US dollars) bounced back in Q1 2024. Compared with Q4 2023, exports rose by 1.9 %, driven by strong growth from China, while imports slipped by 0.2 %, partly reflecting lower energy prices. According to preliminary estimates, G20 services trade continued to expand in Q1
Deloitte’s 2024 Global Insurance Outlook: Navigating the Future of Insurance
In an era where global risks are escalating and the insurance industry is pivoting towards a more customer-centric and digitally adept future, the “2024 Global Insurance Outlook” by Deloitte Center for Financial Services provides a comprehensive exploration into the multifaceted dynamics of the industry. The research, accessible here, underscores the pivotal role of insurers in not only acting as society’s “financial safety nets” but also evolving into sustainability ambassadors,
Prioritizing Mental Health Resilience: A Critical Imperative for Global Workforces on World Mental Health Day 2023
As the world observes World Mental Health Day today, October 10th, International SOS,World Mental Health Day today, October 10th, International SOS, a provider of health and security risk services globally, underscores the increasing significance of mental health resilience within the international workforce. In a world grappling with persistent and far-reaching crises, the impact of these challenges on employees’ mental well-being has never been more pronounced. The convergence of a
OECD: G20 GDP Growth Continues at a Steady Pace in Q4 2023
The Organization for Economic Cooperation and Development (OECD) in March 2023 announced that the G20 gross domestic product (GDP) increased by 0.7 % quarter-on-quarter in the fourth quarter (Q4) 2023 according to provisional estimates, a slight dip from 0.8 % in the previous quarter (Chart 1). Economic performance across G20 economies was mixed in Q4 2023. China’s GDP growth eased to 1.0 % (down from 1.5 % in Q3)
