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Critical Illness

Aviva announced on 18 March 2026 that it was extending its AI underwriting summarisation tool to individual critical illness insurance applications. The tool supports the handling of medical reports by turning information into a form that underwriters can review. The announcement concerns individual protection, rather than a confirmed deployment across group employee-benefit contracts. The distinction matters to employers and advisers assessing changes in insurance administration. A tool used in

Group critical illness insurance is gaining traction as employers seek comprehensive benefits that demonstrate genuine commitment to employee well-being while supporting retention and productivity goals. The coverage provides lump-sum payments upon diagnosis of serious conditions including cancer, heart attack, stroke, and major organ transplants. Unlike traditional group life insurance, this benefit offers immediate value to employees without dependents, addressing a key gap in standard benefits packages. Financial security represents