The autumn 2026 risk update broadens board attention from direct exposures to technology providers, interconnected finance and emerging operational threats. A joint warning across European finance The European Banking Authority, EIOPA and ESMA have called on financial institutions and supervisors to remain vigilant about external dependencies, cyber threats and private credit. Their autumn 2026 update published in September 2026 points to geopolitical uncertainty, rapid technological change and cross-border financial

Daily use has moved ahead of formal control The 2026 Travelers Risk Index published in September 2026 reports that 89% of surveyed US business insurance decision-makers see artificial intelligence used day to day in their workforce, while only 59% say their organisation has formal practices governing that use. The 30-point difference is a useful indicator of unmanaged adoption, although the survey does not establish the quality or completeness of

According to a publication issued in September 2026, Marsh Re sees greater buyer choice and more bespoke cyber reinsurance structures. It expects European premium growth close to 10% in 2026 despite double-digit rate reductions. These trends can coexist as insured exposure, limits and take-up change; the figures remain a market outlook, not a guarantee. AI adds urgency because automated tools can shorten the period between discovery of a vulnerability

In September 2026, Reuters reported that UK insurers had asked the Bank of England’s Prudential Regulation Authority (PRA) to reconsider the design of its first Dynamic General Insurance Stress Test, or DyGIST, following the live exercise conducted in May 2026. The debate matters beyond the UK market because DyGIST represents a different view of stress testing: one that examines how an organisation responds while a crisis is unfolding, rather