The autumn 2026 risk update broadens board attention from direct exposures to technology providers, interconnected finance and emerging operational threats. A joint warning across European finance The European Banking Authority, EIOPA and ESMA have called on financial institutions and supervisors to remain vigilant about external dependencies, cyber threats and private credit. Their autumn 2026 update published in September 2026 points to geopolitical uncertainty, rapid technological change and cross-border financial

A human fallback changed the nature of the service Reuters in September 2026 reported that Meta tested human contractors to handle some telephone calls initiated through Muse, its personal AI agent. Employees raised privacy concerns, and Meta rolled the feature back after acknowledging that the test had started without adequate disclosure. Internal tests cited by Reuters indicated that human handling could raise call success to between 95% and 98%,

In September 2026, Reuters reported that UK insurers had asked the Bank of England’s Prudential Regulation Authority (PRA) to reconsider the design of its first Dynamic General Insurance Stress Test, or DyGIST, following the live exercise conducted in May 2026. The debate matters beyond the UK market because DyGIST represents a different view of stress testing: one that examines how an organisation responds while a crisis is unfolding, rather