A large-scale intervention in the individual health market The US Centers for Medicare & Medicaid Services in September 2026 said it had cancelled about 315,000 Affordable Care Act policies covering roughly 760,000 people in August 2026. The agency cited unverified citizenship or immigration documentation and suspected improper enrolments. It also moved to exclude 569 brokers whose 2026 applications allegedly showed statistically implausible patterns or lacked essential applicant information. The

In September 2026, Reuters reported that UK insurers had asked the Bank of England’s Prudential Regulation Authority (PRA) to reconsider the design of its first Dynamic General Insurance Stress Test, or DyGIST, following the live exercise conducted in May 2026. The debate matters beyond the UK market because DyGIST represents a different view of stress testing: one that examines how an organisation responds while a crisis is unfolding, rather

The U.K.’s Prudential Regulation Authority (PRA) and Financial Conduct Authority (FCA) in September 2026 published coordinated consultation papers proposing a bespoke regulatory regime for captive insurers, aiming to build a domestic market that currently does not exist. U.K. groups typically establish captives in Guernsey, the Isle of Man, Ireland, Luxembourg or Bermuda; the consultation closes October 14, 2026, with implementation targeted for mid-2027. The initial phase covers single-parent captives

OECD, the Organization for Economic Cooperation and Development, in November 2018 issued a new report, The Institutional Structure of Insurance Regulation and Supervision, which presents the results of a stocktaking of the institutional structure of insurance regulation and supervision practices in 50 OECD and non-OECD countries. The report is based on responses to a questionnaire circulated to OECD and non-OECD countries, with cooperation from the International Association of Insurance