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Health Start-Up Oscar to Expand Into Six New U.S. States in 2019

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Health insurance start-up Oscar Health in June 2018 announced it would sell Affordable Care Act (“Obamacare”) health insurance policies in six new markets as of 2019, adding three U.S. states – Florida, Arizona, and Michigan as well as three large metropolitan areas in Ohio, Tennessee, and Texas.

Oscar offers individual products as well as a small group health plan targeted at small businesses of up to 100 employees, “Oscar for Business”. The latter is available in New York and in Los Angeles. Individual plans are available in the states of New York, Texas, California, New Jersey, Ohio, and Tennessee.

Founded in 2012 and based in New York City, Oscar has 700 staff and offices in New York; Tempe, Florida; Dallas, Texas; and Los Angeles, California. It has about 250,000 members (2018) and partners with Humana to serve small businesses and with AXA for re-insurance (and hence probably for pricing and underwriting methodologies).

Website: www.hioscar.com

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