About 10.1 million working-age EU citizens reside outside their home country, with Germany hosting the most. Labor mobility is evolving, showing longer stays and broader age diversity, indicating a shift towards multi-country careers.
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European Economic Area (EEA) unit-linked personal pension products generated average returns of 9.6% in 2024, according to new analysis from the European Insurance and Occupational Pensions Authority (EIOPA), published in Apriol 2026. The authority’s Costs and Past Performance Report examined 1,677 pension products across the EEA, revealing significant performance variations by product type and geography. Over the five-year period from 2020-2024, unit-linked personal pension products delivered annualized net returns
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According to the latest estimates published in April 2026 in the OECD Main Science and Technology Indicators, research and development investment across OECD countries in 2024 maintained steady 2.6% growth (inflation-adjusted), even as government R&D budgets tightened and shifted toward defense priorities. The United States led major economies with 3.4% R&D growth, while the European Union managed just 0.4% expansion. Germany, Europe’s economic powerhouse, saw R&D spending decline by
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The Organization for Economic Cooperation and Development (OECD) in April 2026 downgraded global economic projections to 2.9% growth in 2026 and 3.0% in 2027, citing energy supply disruptions from Middle East conflict as the primary drag on previously robust expansion. While the global economy entered 2026 with solid momentum from technology production and reduced US trade tariffs, energy price shocks are now creating significant headwinds. The organization warns that
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Harriet Taylor in March 2026 was appointed as the new Head of Zurich Global Employee Benefits Solutions (ZGEBS). With more than 20 years of experience at Zurich Insurance in global proposition and underwriting roles, she brings deep expertise and strong relationships across markets, customers, and partners. Harriet has been a key contributor to the global business, helping strengthen Zurich’s global employee benefits offering and supporting multinationals in delivering employee
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US life and health insurance impairments fell by half in 2024, with only five companies experiencing financial distress compared to 10 in 2023, according to AM Best research published in March 2026. The sharp decline marks a significant improvement for industry stability, though recent impairments continue to stem from troubled affiliate relationships. Three of 2024’s five impairments involved a Connecticut life insurer and its two captive reinsurance subsidiaries, all
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