In a letter addressed to leaders in the United States’ House of Representatives and shared with all House and Senate members, the American Academy of Actuaries’ Individual and Small Group Markets Committee and Medicaid Subcommittee in April 2017 provided an actuarial perspective on the American Health Care Act (AHCA). The analysis examines the effects on enrollment and on the risk pool of the AHCA’s replacement of the individual mandate

The plan to repeal and replace “Obamacare,” more formally known as the Affordable Care Act (ACA), which was put in place by President Barack Obama, experienced a rough week in late March 2017, as more Republican leaders sided with Democrats who are feeling reticent about passing the controversial American Health Care Act (AHCA). The defections come after Congressional Budget Office (CBO) reports that the bill would result in higher

Nursing homes and long-term care (LTC) facilities face rising liability costs in the coming years unless they can find alternatives to litigation. According to a national study that surveyed 35 U.S. providers operating an aggregate 240,000 LTC beds, the overall national LTC loss rate is expected to increase by 5 percent annually, driven by a 3 percent rise in litigation claim frequency. These findings were the result of the