Blackwell Captive Solutions announced on 20 April 2026 that it is developing a homogeneous group medical stop-loss captive for cannabis operators and growers. The proposed pool is restricted to that sector and is intended to offer an alternative to traditional fully insured employee health plans. The company describes planned availability in 24 states plus Washington, DC, where medical and recreational cannabis use are permitted, and another 16 states permitting

In order to understand the role of employer-sponsored employee benefit plans in Canada, an understanding of the underlying government mandated health care structure is needed.