Opinion – Paul Avis on the State of the U.K. Group Risk Market Pay Policy and the Changing Workforce Paul Pittman Pooling at Fifty – A Conversation with Marc Reinhardt Patient-Centered Healthcare 101 Melissa Armstrong What happens when the federal government eliminates health coverage? Lessons from the past Simon Haeder R&D: Don’t hate your gut Jasenka Zubcevic and Christopher Martyniuk