Flexible Benefits, Does One Size Fit All? – Employee Financial Worries – Myths Around Mental Illness Cause High Rates of Unemployment – Ditching Bad Habits – Using Habit Science – Is Your Holiday Drinking Becoming A Problem? – Hangovers, What Happens to Your Body

In the January 2020 issue Flexible Benefits – Does One Size Fit All? – Ricardo Almeida Employee Financial Worries – Monica Kalia R&D – Myths Around Mental Illness Cause High Rates of Unemployment – Bandy X. Lee R&D – Ditching Bad Habits – Ian Hamilton, Sally Marlow R&D – Using Habit Science – Wendy Wood R&D – Is Your Holiday Drinking Becoming A Problem? – Sara Jo Nixon R&D –

Early Registration for the 2020 IBIS Academy is open! Join Global Benefits Vision for the 50th edition of the IBIS Academy presented by Gallagher on 11-15 May, 2020 in Geneva, Switzerland. Gain insights, knowledge, and the skills you need to keep your organization among the ranks of the top global employers. Early registration savings are available. Learn more at ajg.com/ibisacademy or register today at http://www.cvent.com/d/ghqnp4 #IBISAcademy2020 #gallagherbetterworks #gallagher

Annette Decker in December 2019 has been made Senior International Benefit Consultant at Siemens, where she has been in various positions since 2011, including with Siemens Financial Services as Senior Pension Manager, M&A. Prior to her time at Siemens, she has held positions as Head of Company Pensions HypoVereinsbank, Account Manager at Aon Hewitt Consulting Deutschland. She started her career as a consultant for KPMG in 1992. Annette is