Global Benefits Vision asked Lance Henderson, Head of Sales and Relationship Management at Zurich Global Employee Benefits Solutions, about his view on latest trends in Employee Benefits and discussed topics like the “Duty of Care” concept, the Income Protection Gap, and solutions that can help multinationals to address those challenges.

Every year, from 5 to 20 percent of the people in the United States will become infected with influenza virus. An average of 200,000 of these people will require hospitalization and up to 50,000 will die.

Jonathan Maddison Achievers EMEA Managing Director Jon Maddison is Achievers’ EMEA Managing Director, with responsibility for the services that we provide to customers across the region. Jon has more than a decade’s experience of leading successful Software-as-a-Service businesses. Immediately prior to joining Achievers he spent four years as Vice President of SaaS and Software Solutions with NGA HR, an HCM software leader. In this role, Jon held responsibility for

Theo Lutgendorff theo.lutgendorff@sprenkelsenverschuren.nl Sprenkels & Verschuren Partner Theo Lutgendorff, MBA, is a partner at Sprenkels & Verschuren, a privately held and independent actuarial, pensions, and investment consulting firm headquartered in Amsterdam. The firm is a member in the Abelica network of actuaries and consultants. Theo has over 25 years of experience in Dutch pensions and in global benefits. His previous roles include managing consultant at Aon Consulting Netherlands, principal