Denise gómez-Hernández , PHD denise.gomez@uaq.mx  Universidad Autónoma De Querétaro in Mexico Professor Denise Gomez-Hernandez received a Ph.D. in actuarial science from City University in London and a M.Sc. in actuarial science from Herriot Watt University in Edinburgh. She is currently teaching mathematics, life insurance and pensions at Universidad Autónoma de Querétaro, Mexico. Her research interests focus on pension finance, life insurance, and mortality and her current research projects include a