In October 2026, global reinsurer SCOR announced third-quarter results including a EUR 119 million Life and Health insurance service result and EUR 206 million of group net income. The 30 October release reported an estimated solvency ratio of 221% at 30 September and nine-month group net income of EUR 603 million. These are reported results for specified periods, not forecasts of employee-benefits treaty pricing or future claims performance. Read

In November 2026, Securian Financial announced its participation in Workday Wellness, with development expected from 2027 and additional capabilities planned through 2028. Its initial focus includes eligibility and enrolment information and real-time evidence of insurability. The announcement sets out a roadmap; it does not demonstrate completed integration or quantified savings. Start with coverage ownership Employers should use the development period to agree who owns each step between an employment

In November 2026, HM Revenue & Customs updated its October employer bulletin to explain an optional reporting exception for eligible globally mobile employees. Phase one of mandatory payrolling begins on 6 April 2027 and covers employer-provided medical benefits and specified company car, van and fuel benefits. HMRC says the exception is intended for genuine practical difficulties in calculating or reporting benefits in real time. Identify the problem before requesting

In November 2026, the European Commission announced that revised EU rules on social security coordination had entered into force on 1 November. Most operational provisions will apply from 1 November 2028. The reform covers applicable legislation for posted workers and people who work in several countries, as well as the coordination of unemployment, family and long-term care benefits. Posting decisions need a history The Commission describes a three-month period

In November 2026, Fortitude Re and Unum announced that they had closed their long-term care reinsurance transaction on 3 November, following an agreement announced on 6 July. The block covers about 50,000 individual policies, representing $3.8 billion of statutory reserves and approximately $4.5 billion of best-estimate reserves. The figures measure liabilities on different bases and do not represent the transaction price. Unum recaptured the policies from its subsidiary Fairwind

In November 2026, CBIZ Benefits & Insurance Services announced its launch as an independent company backed by New Mountain Capital. The launch took place on 2 November. The company says it has more than 1,600 professionals and over $400 million in annual revenue, and operates independently of CBIZ, Inc. and Grant Thornton Advisors. The business spans employee benefits, retirement, human capital advisory, individual insurance and property and casualty. Find

In November 2026, Fragomen published US holiday travel guidance warning foreign nationals to review their documents and re-entry position before committing to international travel. The advice is dated 3 November and highlights scarce visa appointments in some regions and increased scrutiny at consulates and ports of entry. This is seasonal professional guidance across existing and evolving policies, not a single new blanket restriction. Employers should communicate it as a

In November 2026, MetLife announced third quarter Group Benefits adjusted earnings of USD523 million, 15% above the comparable 2025 period. The release, issued on 4 November, covers the quarter ended 30 September. The insurer attributed the improvement principally to favourable underwriting. These are reported segment results using adjusted measures, rather than a direct assessment of any employer’s programme or a forecast of its next renewal. MetLife reported adjusted premiums,

In November 2026, Unum Group reported higher disability claim submissions alongside growth in its US benefits premiums, drawing attention to the experience behind employer protection programmes. The results were released on 3 November for the quarter ended 30 September. They provide a carrier-specific signal for benefits buyers, rather than proof that disability experience is deteriorating across every market or employer population. Unum US premium income increased 5.2% to USD1,846.6

In October 2026, Credit Agricole Assurances reported double-digit health premium growth for the nine months ended 30 September. Its 30 October announcement put individual and group health growth at 14.8%, or 12.7% at constant scope. The combined figure does not isolate employer-plan membership, renewal pricing or collective-health profitability. Benefits professionals can use the result as market context, but should preserve its product perimeter. A broad health statistic and a

In October 2026, Brown & Brown announced COMPASS, an ecosystem connecting proprietary data, analytics, specialist advice and AI across insurance lines including employee benefits. The 22 October release sets out a phased expansion of tools and services. For benefits buyers, the announcement raises questions about how a broker will combine professional judgement with technology and demonstrate the value of that combination. A launch with a phased roadmap Brown &

In October 2026, the Commonwealth Fund published findings showing that employer health insurance does not necessarily provide affordable access to care. The 22 October report draws on its Biennial Health Insurance Survey. For benefits committees, it offers a reason to examine the financial exposure within coverage, as well as the proportion of employees enrolled. A household perspective on employer plans SSRS conducted interviews from 7 May to 20 July

In October 2026, Crewsure announced Crewsure Energy for offshore and international energy workforces. The issuer webpage is dated 16 October, before its wider distribution and subsequent trade coverage. The programme combines employee protection with assistance and crisis-response elements. Check how the sections work together The offer includes emergency medical expenses, personal accident and wage protection. Certain Lloyd’s underwriters provide insurance, and Northcott Global Solutions supports medical and evacuation assistance.

In October 2026, iA Financial Group announced a partnership with Biron offering preferred access to pharmacogenomic testing for group insurance members and their dependants. The announcement dated 22 October distinguishes a purchase discount from reimbursement under a benefits plan. Employers evaluating the arrangement should preserve that distinction and assess the evidence for their intended use. Access does not establish plan payment Eligible Biron tests carry an $82 discount. Reimbursement

In October 2026, iA Financial Group published an initial account of research with Léger on the financial and wellbeing effects of medical leave. The preview appeared on 22 October, with the full report due in November. It points benefits teams towards the experience of insured workers while leaving detailed analysis for a later publication. Keep the survey population in view The online survey ran from 27 April to 5

In October 2026, KFF published its annual US employer health benefits survey, reporting an average family premium of $28,303 and an employee contribution of $7,471. Released on 22 October, the study provides a reference point for benefits budgets. Its practical value depends on comparing like plans and keeping employer expenditure separate from employee affordability. A benchmark with a defined population The survey covered 1,937 private and non-federal public employers

In October 2026, Micron announced a global quarterly bonus alongside changes to benefits in Taiwan, according to reporting published on 22 October. The programme is intended to start in fiscal 2027 and supplement annual incentives. The announcement is a useful case for examining how a multinational explains a common incentive framework while retaining local benefits decisions. Explain what determines the pool Reported terms link the pool to after-tax profit

In October 2026, Arthur J. Gallagher & Co. announced its acquisition of Intelligent Communications Experiences, an Australian employee-communications specialist. The purchase adds a capability that benefits buyers should examine alongside technical advice: how an employer explains decisions and helps employees act on them. The Melbourne-based business will sit under the leadership of Gallagher’s employee benefits and HR consulting operations in Australia and New Zealand. Financial terms were not disclosed.

In October 2026, Fragomen highlighted approaching changes to Australia’s character-based visa decisions. The firm reports an effective date of 31 October. For global mobility teams, the immediate task is a targeted review with immigration counsel of affected assignments and any resulting benefits-continuity arrangements, rather than an assumption that all sponsored employees face a new eligibility rule. The alert and the underlying reform have different dates The alert is not

In October 2026, Generali announced an organisational change that gives Redion Group, its platform integrating Assistance and Employee Benefits, a direct reporting line to Group Deputy CEO Giulio Terzariol. The board approved the changes on 20 October. For multinational benefits professionals, the practical question is how this reporting structure will influence coordination with local insurers and responsibility for client service. Two stages of organisational change The main structure takes

In October 2026, US-based Outmarket launched Outmarket Lite, a self-service platform that includes benefits-plan comparisons. The 21 October announcement describes immediate availability and pricing starting at US$1,000 per seat annually. Brokers should assess that price alongside the work required to produce a checked client deliverable. The release distinguishes Lite’s core workflows from Enterprise’s deeper automation and integrations. Buyers should obtain written confirmation of included functions, limits and support rather

In October 2026, HHS and the US Department of Labor announced support from Amazon, Axon, Google, Meta and Oracle for extending electronic prior-authorisation capabilities to self-funded employer health plans. The 21 October announcement builds on the 2025 pledge and highlights the part played by third-party administrators. Separate the pledge from plan implementation This is a voluntary employer commitment. It does not establish that every participating plan has implemented the

In October 2026, US-based isolved announced Benefits Hub within People Cloud, with availability scheduled for November 2026. The 21 October release describes a dashboard covering enrolment, life-event changes, current benefits, retirement contributions and spending-account actions. Personalized nudges and further health, pharmacy and other integrations belong to later releases. Employers should distinguish that roadmap from the initial service. For now, for each employee task, establish whether the Hub displays information,

In October 2026, US-based Oscar announced RetireEase within its 2027 individual health-insurance lineup. The release identifies five states for the early-retirement plan and describes support for the transition to Medicare. It is individual coverage, not a new employer group policy, and its availability must be checked locally. Make the transition explicit For employer benefits teams, the useful issue is the period between leaving employment and entering the next coverage

In October 2026, the Canadian Life and Health Insurance Association released its annual fact book, reporting C$157 billion in life, health and retirement benefits paid in 2025, a 10% increase. The release was published on 20 October. For employer benefits buyers, the figures provide context for the Canadian market, but their broad scope makes them unsuitable as a direct estimate of the renewal increase an individual medical plan should

In October 2026, Amazon announced healthcare access for eligible US seasonal employees from their first day of work, effective 1 January 2027. The 30-hour weekly threshold and January start date matter: qualifying staff hired earlier gain access on that date. Advertised plans start at $5 weekly with $5 copays; these prices do not describe every cost or service. Make the effective date usable For benefits teams, short employment periods

In October 2026, Howden announced the launch of a dedicated Employee Benefits and Pension business in Sweden, led by Henrik Mohlin who will build the team and proposition. Howden presents the launch as completing its Nordic benefits footprint. For multinational employers, the development adds an advisory option whose value will depend on how local pension knowledge is connected with international programme oversight. Define what can be delivered now Multinational