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In a paper published in March 2018, the Competition and Markets Authority (CMA), the UK’s anti-trust authority, has raised concerns about the level and nature of information provided by consultants and fiduciary managers, indicating that investment consultants and fiduciary managers are not clear enough about fees and performance, which suggests a lack of effective competition. The findings echoed those of the Financial Conduct Authority (FCA), which initially referred the

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Australians are increasingly using prescription or over-the-counter painkillers to ease emotional, rather than physical, pain. Our cultural understanding of pain is changing, and as a result it’s becoming more difficult to distinguish intoxication from relief.

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Nike, in January 2019, promoted Daniela Carstea as Director, EMEA & Asia Benefits, based in Hilversum. Carstea held her previous position as Global Benefits Manager since 2016 and was also a Global Employee Benefits consultant from 2013 to 2015. She left Nike briefly from 2015 to 2016 to be  Benefits Management Europe Lead for Teva Pharmaceuticals. Prior to that she was with Nike EMEA as a Global Employee Benefits

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AXA, in April 2019, promoted Yann Illouz to Group Pension and Savings Director. He was previously the Group Pension and Savings deputy director and chief sales officer since joining AXA in 2018. Illouz came to AXA from Arial CNP Assurances, where he was Deputy General Manager from 2014 to 2018, and CNP Europe Life, where he was most recently Head of Retirement Services, as well as CEO from 2009

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Vivium, in May 2019, announced that Hans Callebaut has joined the company as Commercial Manager, Employee Benefits, based in Antwerp, Belgium. Callebaut was previously with Mercer Marsh Benefits Belgium where he was Country Leader, and AG insurance, where he was Head of New Business AG Employee Benefits. He holds a Master’s Degree in Business Economics from VLEKHO, and a Master’s degree in Germanic Philology from Vrije Unifersiteit Brussel.
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