Denise gómez-Hernández , PHD denise.gomez@uaq.mx  Universidad Autónoma De Querétaro in Mexico Professor Denise Gomez-Hernandez received a Ph.D. in actuarial science from City University in London and a M.Sc. in actuarial science from Herriot Watt University in Edinburgh. She is currently teaching mathematics, life insurance and pensions at Universidad Autónoma de Querétaro, Mexico. Her research interests focus on pension finance, life insurance, and mortality and her current research projects include a

Peter J. Bandarenko Peter.Bandarenko@springgroup.com Spring Consulting Group Senior Consultant and Head of New Market Development Peter has more than 25 years of insurance industry experience and is a recognized industry leader in employee benefits, risk financing, captive reinsurance and new product development. Peter has deep expertise in technical consulting and sales, client relationship management and new product development, and has a track record of success in both the insurance

Stéphanie Le Men-Tenailleau lementenailleau@galahad-legal.com Galahad Avocats Founding Partner Stéphanie Le Men-Tenailleau is a partner at Galahad law firm in Paris. She has been a member of the Paris Bar since 1998 and is a member of the Institut des Avocats Conseils Fiscaux (IACF). As a tax lawyer, Ms. Le Men-Tenailleau specializes in Compensation & Benefits, and more particularly in optimizing top executives’ compensation from a tax and social security

Michael Gates michael.gates@rlcglobal.com Richard Lewis Communications Vice chairman  Michael Gates is vice chairman of Richard Lewis Communications and an associate fellow of Saïd Business School at the University of Oxford. Saïd is the University of Oxford’s center of learning for undergraduate and graduate students in business, management, and finance. Established in 1996, the school is named after Wafic Saïd, the Saudi-Syrian chief founding benefactor. Michael has taught the cross-cultural