In October 2026, The Pensions Regulator issued guidance on AI concentration risk for pension trustees. Published on 22 October, it asks schemes to understand aggregate investment exposure and test diversification under stress, with actions proportionate to their circumstances. Look across investment mandates A practical trustee discussion could start by asking advisers to explain the underlying dependencies across funds and asset classes. Different labels or managers do not, by themselves,

A busy market, with more smaller transactions The UK pension risk transfer market remained active in the first half of 2026. Hymans Robertson counted more than 135 transactions, with an aggregate value of about £10.2 billion, compared with £9.8 billion in the same period a year earlier. A notable feature was the number of transactions below £100 million. The figures are evidence of activity, not a forecast for the

The March 31, 2017 imposition of Article 50 has nervous Britons rushing to transfer their final salary pensions into overseas schemes. According to deVere Group, a large independent financial advisory organization, the percentage of inquiries about transferring pensions has risen 21% since the beginning of December. While there has been interest since the Brexit vote in June 2016, the surge to transfer pensions overseas intensified during December and promises

Auto manufacturer BMW in September 2016 decided to end both of its UK final salary-defined benefit (DB) pension plans. Both plans will cease future accrual as of June 2017, affecting around 5,000 members total. Citing significant pension fund shortfalls and the cost risks associated with DB plans, BMW explained that their plans are increasingly unsustainable and unaffordable for both the company and the pension plans members. Unite, the union

A 2015 survey of U.K. defined contribution (DC) pension plans reveals that there is a disconnect between what new initiatives they want to deliver and what they can actually provide. The Aon DC Survey 2015 revealed that out of 330 respondents from 297 U.K. DC pension plans, 57% of respondents feel that the top priority for DC schemes is better member outcomes, while 47% identified the need for specific

Research conducted by the London School of Economics (LSE) in the U.K. proves the value and causal link between companies’ investment in communication and increasing their employees’ engagement with their pension, ultimately improving their retirement outcomes.