In November 2026, AM Best reported that accident and health made up 37% of Hong Kong’s non-life insurance premiums in 2025. Its 9 November market review recorded HKD 108.5 billion of gross written premiums across non-life, up 8% year on year. Direct insurance and inward reinsurance both contributed.

Corporates and their advisers can use the AM Best report as context for a discussion about the market. The decision itself should rest on the employer’s claims, comparable offers and evidence that employees can get the care promised under the plan.

Sources

AM Best market segment report

Hong Kong Insurance Authority — General business statistics

Source: 2026-11-11_GBV_Hong_Kong_Accident_Health_Market.docx