Opinion – Paul Avis on the State of the U.K. Group Risk Market Pay Policy and the Changing Workforce Paul Pittman Pooling at Fifty – A Conversation with Marc Reinhardt Patient-Centered Healthcare 101 Melissa Armstrong What Happens When the Federal Government Eliminates Health Coverage? Lessons from The Past Simon Haeder R&D: Don’t Hate Your Gut Jasenka Zubcevic and Christopher Martyniuk

For those who have been away there is a momentous change taking place in the workforce that you may have missed. A generational transition is introducing new values to the workplace, creating a seismic shift in culture and the way in which employers are interacting with their employees.

After much secrecy and no public deliberation, Senate Republicans finalized release their “draft” repeal and replace bill for the Affordable Care Act on June 22. Unquestionably, the released “draft” will not be the final version.

A universe of organisms living inside you may affect every part of your body, from your brain to your bones, and even your thoughts, feelings and your attempts to lose weight.

Swiss Re 2017 Group Watch – and now for the bad news! Why is it that insurers are never happy? An additional 4.5% increase in employees covered and 3.8% increase in premiums means that at the end of 2016 we insured 12,029,790 people and £2.106bn in premiums.

There is increasing international emphasis on patient-centered care at all levels of health services. This shift recognizes that it is the patient, not the doctor, who should drive health care decisions. Patient-centered care involves acknowledging that each patient is unique and health care decisions should be guided by individual needs, values, and preferences (Table).

As more top managers seek to develop their global skills through going on international assignments, they must be aware that the definition of a strong leader is a matter of culture.

Our April 2017 edition looked at some of the high-level concepts behind multinational pooling, including the history and background, and an overview of the common models and benefits for corporations, advisers, and insurers. This article will look at some practical examples to illustrate the models and the advantages and disadvantages of some of the alternatives.

Global Benefits Vision: Let us begin with some of highlights of your career, with an emphasis on employee benefits or related fields.

The slow-motion consideration by Congress and the president to change the Affordable Care Act is likely to produce surprising results. The insurance market does not go into suspended animation while Washington debates.

Interview Antoine Parisi, CEO Europ Assistance Good Leadership is a Matter of Culture Katrin Koll Prakoonwit Pooling 201 – Assuming and Controlling Risk Paul Avis How Obamacare May Morph into Medicaid JB Silvers

Interview Antoine Parisi, CEO Europ Assistance Good Leadership is a Matter of Culture Katrin Koll Prakoonwit Pooling 201 – Assuming and Controlling Risk Paul Avis How Obamacare May Morph into Medicaid JB Silvers

Patient-centric healthcare starts with sharing decisions with physicians. Politicians and policymakers are discussing what parts of the Affordable Care Act to change and what to keep. While most of us have little control over those discussions, there is one health care topic that we can control: what we talk about with our doctor.

Healthcare reform in the U.S. provides for a steady stream of commentary, and it is sometimes useful to repeat some basic truths about … insurance.

Coverage of pre-existing conditions in the U.S. health insurance market – what is at stake in the 2017 healthcare reforms? Pre-existing conditions became the focus of debate on the American Health Care Act, which was narrowly passed 217-213 by the House of Representatives.

Human resources departments routinely transfer personal data between the U.S. and the E.U. Here is an outline of legal issues currently at stake.

Basic tenets of the U.S. healthcare system are often misunderstood abroad, especially in countries that have extensive social security systems in place. Here is what they are and why they came to be.

Marco Giacomelli Global Benefits Vision: Let’s start by recalling the highlights of your career, with an emphasis on iPMI and global employee benefits. Marco Giacomelli: I’ve worked with Generali for the past 23 years on a number of assignments in the United States, Latin America, Asia, and Europe—now London. I have mainly focused on life, health, employee benefits, and now iPMI, with a few forays into bancassurance and other

Interview Marco Giacomelli, CEO Generali Global Health How to transfer personal data from the European Union to the United States Nathalie Deviller The most important thing you’re not discussing with your doctor Melissa Armstrong How did health insurance get so complicated in the U.S. JB Silvers Pre-existing conditions and the health care vote Simon Haeder Why the U.S. does not have universal health care Timothy Callaghan

Interview Marco Giacomelli, CEO Generali Global Health How to transfer personal data from the European Union to the United States Nathalie Deviller The most important thing you’re not discussing with your doctor Melissa Armstrong How did health insurance get so complicated in the U.S. JB Silvers Pre-existing conditions and the health care vote Simon Haeder Why the U.S. does not have universal health care Timothy Callaghan

Every business traveller these days is expected to have access to corporate networks and secure data on multiple devices. These devices include smart phones, tablets, and laptop computers, all of which are vulnerable to lapses in security protocols. Data security and privacy have always been a priority for any corporation − and this includes in-house proprietary data as well as client data − yet the increasingly invasive nature of governments and their agents has the potential to breach a company’s internal controls, as well as pose a multi-jurisdictional litigious liability to its operation.

Frédéric de Courtois Interview GBV Multinational Pooling 101 Paul Avis Digital Privacy at the U.S. Border Eric Muller-Borle Hot-Deskers, the Homeless People of the Office World? Alison Hirst

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An overview of pooling and its relevance to life and health insurance for companies. It covers the major pooling trends in the UK and globally as well as innovations and outlook for the area.

If you work in an open-plan, hot-desking environment, you have probably at some point found yourself trudging through the office, clutching your belongings, in search of a free desk. This feeling of homelessness is an increasing issue in society more broadly – and in the workplace, employees’ well-being is traded in for the company’s bottom line.

How many organizations send employees on international assignment, calculate the ROI, and believe it was a worthwhile investment? How many expats go on assignment and return to a job that engages them and leverages what they learned?

Let’s say you’re interviewing a new applicant for a job and you feel something is off. You can’t quite put your finger on it, but you’re a bit uncomfortable with this person. She says all the right things, her resume is great, she’d be a perfect hire for this job – except your gut tells you otherwise.