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Opinions

Opinions – as opposed to Facts

Chief executives of the multinational pooling networks meet from time to time to discuss general industry trends, and recent discussions focused on the future of multinational pooling and how to grow the market for global solutions offered by the multinational networks. While the structure and focus areas vary between the networks, there was consensus on a number of issues relating to the current state of the market.

Global Benefits Vision is celebrating its third year of publication, an auspicious milestone for a magazine that appeals to such a specialised audience. Owned and operated by global employee benefits industry executives, Global Benefits Vision’s mission is to contribute to the development of the market and to the development of global employee benefits and global mobility professionals, whilst keeping a neutral position among providers.

The liquidation of New Zealand insurer CBL and its Ireland-based European subsidiary, CBL Europe in February 2018, appears to have made ripples if not waves with the further voluntary liquidation of its subsidiary, Luxembourg-based broker/tied agent Securities & Financial Solutions Europe (SFS Europe) in July 2018, just 5 months later. SFS Europe specializes in the construction sector and was providing its services in France under the EU’s freedom of

Global employee engagement levels, after slipping in 2016 for the first time since 2012, jumped back to an all-time high in 2017 according to a new report published in March 2018 by Aon. The analysis of more than five million (!) employees at more than 1,000 organizations around the world found that global employee engagement levels rebounded back to 65 percent in 2017, up from 63 percent in 2016.

Governments in Paris, Berlin, London, Madrid, and Rome sent a joint letter to U.S. Secretary of the Treasury Steven Mnuchin in mid-December 2017 warning him of the risk of tax treaty violations arising from the tax reform under discussion in the United States. If Donald Trump is relying heavily on the tax reform submitted to Congress in autumn − to rebuild his image − he is sending shudders through

Remarks by President Trump in Listening Session with Health Insurance Company CEOs Source: The White House, Office of the Press Secretary February 27, 2017 THE PRESIDENT:  You are the big ones.  You are the biggest of the big, right?  (Laughter.)  That’s very impressive.  Thank you for being here.  We just had a great meeting with the governors on the horrible effects that Obamacare is having.  We’re going to change

The United Kingdom following its referendum, in June 2016, decided to leave the European Union. From the perspective of global employee benefits and global mobility, the consequences are unknown as of June 24, the day when “Brexit” was announced. Not least because the modalities and the details of the forthcoming separation of the United Kingdom and the European Union are still to be negotiated according to the Treaty of Lisbon,

Building on a tried-and-tested concept, a great innovation in U.S. healthcare. Reproduced Without Permission from The Onion – Sept 23, 2015 www.theonion.com/r/51369 and kept warm expressly for GBV readers. ROCHESTER, NY—During a meeting with new hires Wednesday to discuss employee benefits, Radian Analytics human resources manager Ellen Schultz is said to have strongly pushed the company’s infinite-deductible health care option. According to sources in attendance, Schultz described the low-premium,

Human-resources startup Zenefits may be falling short of its revenue targets and has apparently started to curb expenses, as it struggles to meet investor expectations. Zenefits had announced a target of USD 100m in annualized revenues to be reached by January 2016 but may fall short as August 2015 actuals are understood to be slightly under USD 45m, still a large increase compared to USD 20m in January 2015.

According to traditional financial theory, a firm’s value is a function of its existing net worth and of its future profits. The way in which stock markets value large, traditional, listed brokers appears to be consistent with this. The table below includes some of the largest brokerages / consulting firms in the world and was compiled on November 23, 2015. As of late November 2015, the five firms exhibit

From the October 2015 Baden-Baden Reinsurance Meeting. The consolidation of the reinsurance industry that is being observed in 2015 apparently is driven by capacity overload, successive years of rate declines and persistently falling profitability. But are mergers and acquisitions (M&As) the right answer? Of course, sheer scale matters but the upside of better mutualization hits its limits fairly quickly and unmanaged diversification is fraught with dangers. In fact, new

Human beings are living longer than ever, which can be a wonderful thing. As the T-shirts say, life is good. But human longevity has big consequences for society, which is one reason President Obama is hosting today’s White House Conference on Aging. It’s great that we can get new hips when our old ones wear out, but someone has to pay for them. It’s great that Baby Boomers will