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Theo Lutgendorff in April 2017 joined Aon Benfield’s Amsterdam, The Netherlands, team for the Life, Accident, Health and Income lines. He works with insurers and pension funds in the Netherlands and Scandinavia, with a specific focus on the development of large accounts for traditional and Solvency II – related reinsurance solutions. The Amsterdam office of Aon Benfield, Aon’s reinsurance unit, now employs 28 professionals with a variety of specializations

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The mandatory pension plan in Mexico is, as of today, a Defined Contribution (DC) type. This plan was formally introduced in 1997; before this, the mandatory pension plan was a Defined Benefit (DB) type on a PAY-AS-YOU-GO basis. Workers who entered this mandatory pension plan after July 1, 1997 had to join the new plan. On the other hand, workers who were already in the labour market before that date could choose between either of the plans to retire.

For over a century, we have relied on a simplistic measure to determine if someone is a “healthy” weight or not. This is the body mass index (BMI) – the ratio of a person’s weight to the square of their height. The limits of this ratio are clearly demonstrated by professional rugby players; most of whom would be classified as “overweight”, despite having less than 10% body fat.

In the early 20th century, the leading cause of death was infectious disease. Epidemics erupted with little warning, seemingly out of the blue. When the “Great Influenza” struck in 1918, it killed thousands of people a week in American cities and spread like wildfire around the globe. My great aunt, still a teenager, and living in the San Francisco area, was one of its estimated 50 to 100 million victims worldwide.

During my second year of graduate school, I moved in with my sister’s family to save money. “You must get the flu shot if you are going to live here,” my sister declared. Both of my nieces were under the age of 5, putting them at a high risk of flu complications; therefore, it was critical that I do my part in, first, getting vaccinated to minimize my risk of getting the flu, and second, not passing the flu to a vulnerable population. A key part of this was, and still is, washing my hands regularly.
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