• Blog Posts

    OECD 2023 Pensions Report, Pension System Analysis, Retirement Age Trends, Pension Indexation and Inflation, Pension Income Security, Demographic Changes and Pensions, Socio-Economic Inequalities in Life Expectancy.

    The OECD’s “Pensions at a Glance 2023” report presents a detailed analysis of pension systems, demographic trends, and policy reforms among its G20 member countries. Here’s GBV’s comprehensive analysis based on the key findings from the report: 1. Pension Reforms and Retirement Age Adjustments Increasing Retirement Ages: Many OECD countries continue to increase retirement ages. For example, Sweden raised its retirement age and linked it to two-thirds of life-expectancy
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    Cigna Humana merger, health insurance merger, Cigna and Humana, healthcare industry consolidation, major insurance deals, US health insurance market, Medicare Advantage strategy, Cigna market value, Humana growth strategy, value-based care in healthcare, insurance mergers and acquisitions, antitrust issues in healthcare, Evernorth health services, managed care business trends, healthcare market dynamics, insurance sector transformation, Biden administration healthcare policy, health industry investment trends

    In a significant turn of events, Cigna Group has ceased its efforts to merge with fellow health-insurance provider Humana. Initially poised to form a colossal entity valued at approximately $140 billion, the deal’s dissolution arose primarily due to disagreements over financial terms. Despite prior discussions hinting at a possible closure by year’s end, the proposed cash-and-stock transaction faced skepticism, particularly concerning the use of Cigna’s stock as a part
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    Generation Z Vitality, Mental Health Challenges, Financial Insecurity, Workforce Vitality, Health Benefits Utilization.

    The comprehensive analysis of the “Vitality in America” study, commissioned by The Cigna Group, reveals crucial insights into the state of vitality among Generation Z and other American adults. This study, conducted in June 2023, surveyed 10,000 adults and used the Evernorth Vitality Index (EVI) to measure health and well-being across eight dimensions: emotional, environmental, financial, intellectual, occupational, physical, social, and spiritual. Generation Z’s Vitality Metrics Mental Health Challenges
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    Employee Retirement Benefits, Pension Fund Health, Market-Return Cash Balance Plans, IBM Retirement Plan, Pension Strategy, Employee Benefits, Retirement Fund Management, Corporate Retirement Trends, Financial Planning in Business

    In a landmark move, IBM has redefined its retirement strategy, signaling a potential trend for corporate America. Our analysis reveals IBM’s pivot from traditional pension accruals to a novel approach, blending cash balance benefits with a pay increase and pay credit system. This shift, executed amid a climate of peak pension fund health, showcases IBM’s innovative use of surplus assets for future benefits. The new scheme phases out the
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