On 2 December 2025, the IRS issued initial guidance on Trump Accounts, a new form of individual retirement account for eligible children. Employer contributions under a qualifying programme can receive favourable tax treatment, with a USD2,500 annual exclusion per employee. That employee-level ceiling applies in aggregate, including where contributions go to several dependants’ accounts. Keep the limits separate The employer contribution counts towards the ordinary USD5,000 annual contribution limit

Phillip Giles’s analysis published on 25 November 2025 examines the evolution of medical stop-loss group captives towards more coordinated cost-control arrangements. It argues for selective participation, aligned partners and programme-manager accountability, and discusses the implications when members implement different levels of cost control. This is an update to the earlier GBV discussion of risk retention and exit terms. The emphasis here is the operational programme and its participation criteria.

MAXIS Global Benefits Network (MAXIS GBN) in November 2025 appointed Jean-David Bridoux as Regional Manager – Western Europe within its global Business Development (BD) team. He has been promoted from his role as Account Executive, replacing Damian Allepuz who was recently appointed as Regional Director – EMEA. In his new position, Jean-David is responsible for outbound business development across Western Europe and will lead the existing regional BD team,

The Organization for Economic Cooperation and Development (OECD) in October 2025 published its Global Corporate Sustainability Report 2025. Corporate sustainability means integrating  environmental and social considerations into a company’s strategy, operations and disclosure. According to the OECD, “it fosters sound governance and decision-making, while helping investors better understand a company’s long-term risks and opportunities.” The 97-page document provides insights on how companies are implementing the sustainability-related recommendations of the

MAXIS Global Benefits Network (MAXIS GBN) in October 2025 appointed Damian Allepuz as Regional Director – EMEA within its global Business Development (BD) team. Damian has been promoted from his role as Regional Manager for Western Europe, taking over from Aaron Brown who is leaving MAXIS to take on an exciting new opportunity in the E.B. intermediary market. Damian is responsible for all outbound business development across EMEA (Europe,

A report dated 9 October 2025 describes an employee-benefit captive offering developed by Advisory Services Network and Nordisk Aktuarservice. The proposed approach models HR-related risks, including stress, absenteeism and sick leave, to help organisations assess their total cost of risk before considering mitigation and financing choices. The report includes participant statements and discussion of Bayer evaluating the approach. It does not provide an independently assessed dataset demonstrating employer savings

In August 2025, Germany’s DGUV described occupational health precautions required for work in tropical or subtropical conditions and other overseas locations involving particular climatic or infection hazards under ArbMedVV. The note corroborates the scope of an issue relayed in a December 2023 newsletter. It describes a risk-based requirement, rather than a universal examination for every foreign business trip or a new law introduced in December 2023. Start with the

Artificial Intelligence (AI) has advanced dramatically in recent years, with impacts that are already reshaping society, business, and individual lives. Yet many of these implications remain poorly understood and unevenly shared. Focusing on the economic dimension, the U.S. National Bureau of Economic Research (NBER) published in September 2025 a working paper by Erik Brynjolfsson, Anton Korinek, and Ajay K. Agrawal: “A Research Agenda for the Economics of Transformative AI.”

Willis Towers Watson (WTW) in August 2025 published the 2025 edition its annual “2025 Global Benefits Financing Matrix and Poolable Coverages” table. An indispensable tool of the trade for global employee benefits practitioners, it is available for download as a PDF. For the first time, WTW requires prior registration. The matrix “provides a complete listing of the eight global benefits networks, and their affiliated insurers and their offshore (i.e. third-country national

The Organization for Economic Cooperation and Development (OECD) in September 2025 issued its Economic Outlook Interim Report, subtitled “Finding the Right Balance in Uncertain Times”. According to the report, global growth was more resilient than anticipated in the first half of 2025, particularly in many emerging-market economies. Industrial production and trade benefited from front-loading ahead of higher tariffs. In the United States, strong investment linked to artificial intelligence boosted

MAXIS Global Benefits Network (MAXIS GBN) in September 2025 launched MAXIS+, an enhanced suite of health data insights and wellness services for its multinational clients. The MAXIS+ services have been designed to help multinationals drill deeper into their claims and truly understand their employee health. The new range of services includes a sophisticated new medical claims dashboard that has the most up-to-date data, allowing multinationals to generate bespoke reports and create

MAXIS Global Benefits Network (MAXIS GBN) in August 2025 announced the appointment of Alexandre Rizk and Nannecy Dulin to Director positions within its global Business Development team. Alexandre Rizk has been promoted to Director – Global Relationship Management, effective 1 August 2025. He moves on from his role as Account Executive in MAXIS GBN’s Western Europe, Middle East and Africa (WEMEA) inbound Business Development team. In his new role, Alexandre will

In July 2025, EU authorities approved a progressive rollout of the Entry/Exit System and set 12 October 2025 as its start date. For travel and mobility teams, the two decisions belonged in one implementation record: the rollout framework explained the transition, while the later decision supplied the launch date. Read the dated development The framework provided for a progressive 180-day rollout. EES records entries and exits for specified non-EU

MAXIS Global Benefits Network (MAXIS GBN) in July 2025 announced it is working with Care Plus, the largest premium healthcare provider in Brazil. Care Plus will offer medical coverage to MAXIS GBN’s captive clients across Brazil. Care Plus was founded in 1992 and was later acquired by Bupa in 2016. It provides healthcare solutions to more than 1,000 companies, covering 600,000 members across Brazil. It has more than 15

The UK’s HC 997 immigration-rule changes, published on 1 July 2025, altered important assumptions for sponsored recruitment. The principal changes were scheduled for 22 July. Employers reviewing international hires needed to check the occupation, salary and transition provisions together rather than rely on one headline threshold. Read the dated development The changes raised the general Skilled Worker salary threshold to GBP41,700 and generally returned the skill threshold to degree-level

SHRM’s June 2025 employee-benefits analysis offers a benchmark for healthcare priorities and benefit design. It also illustrates why employers need to read survey questions and sample descriptions before turning a headline percentage into a market trend or a recommendation to change their own programme. Read the dated development The survey covered 3,969 HR professionals. Healthcare benefits were rated very or extremely important by 88%, and 97% reported organisational health

Generali Employee Benefits (GEB) network in June 2025 announced a new strategic partnership with AI-benefits innovator Euphoric. Euphoric has developed an AI-powered, all-in-one benefits management platform providing cutting-edge global benefits analytics for Global HR leaders and their employees. It is designed to help employees and employers navigate the complexities of corporate benefit plans. For employers, Euphoric has developed a Global Analytics Platform (GAP), providing one centralized view of the

Zurich and Further Group in May 2025 announced they would offer a new employee benefit – called Critical Care – designed to help those needing treatment for serious illnesses. Critical Care can provide life-changing well-being benefits for employees who have cancer, heart or neurological conditions, are in need of organ transplants, or require specialist treatment abroad at leading hospitals. It can be added to any Zurich International Group Life

Poland’s Office for Foreigners announced EU Blue Card framework changes on 27 May 2025, with principal changes beginning on 1 June. For employers transferring highly qualified employees, the development required a fresh look at the actual immigration route rather than an assumption that an existing card permitted any local employment. Read the dated development The announcement described recognition of specified professional experience and provisions for short- and long-term mobility

G20 merchandise trade increased in Q1 2025 with exports and imports rising by 2.0% and 3.1%, respectively, compared with Q4 2024; the latest statistics show a mixed picture in services, with exports decreasing by 0.7% and imports increasing by 1.0%.

According to the Organization for Economic Cooperation and Development (OECD), its provisional estimates released in May 2025 show that gross domestic product (GDP) across the OECD area rose by just 0.1 % quarter-on-quarter in the first quarter (Q1) 2025, down markedly from 0.5 % in the previous quarter. This breaks the pattern of relatively strong and stable growth seen in the OECD area over the past two years. G7

Unum joins Generali Employee Benefits Network as its new employee benefits partner in the UK market for Group Risk products. Generali UK branch transfers the renewal rights of its employee benefits (Group Risk) business to Unum and its employee benefits team is to be welcomed to Unum.

The IRS’s May 2025 official bulletin sets out health savings account and high-deductible health plan parameters for 2026. For benefits and payroll teams, the immediate task is to label each figure correctly. Contribution ceilings, minimum deductibles and maximum out-of-pocket expenses describe different controls in a qualifying arrangement. Read the dated development The HSA contribution limits are USD4,400 for self-only coverage and USD8,750 for family coverage. HDHP minimum deductibles are

MAXIS Global Benefits Network (MAXIS GBN) in April 2025 announced that it will be enhancing its MAXIS Global Pool Solution. Its updated solution, designed to support multinational employers at every stage of their pooling journey, includes a multi-employer pool (MEP) methodology, complementing its single-employer pool (SEP) offering. Under this new model, smaller MAXIS pool programmes will become part of the MEP, transitioning to a SEP if and when their

MAXIS Global Benefits Network in April 2025 released its 2025 whitepaper which looks in-depth at the growing impact of rising cancer rates on multinational employers and insurers. The whitepaper uses MAXIS GBN’s global claims data, drawn from standardized, anonymized data from millions of claimants around the world, to provide practical strategies for addressing claims trends. Cancer is a topic that has dominated discussions in the global health space in

Published in April 2025, OECD Taxing Wages 2025 provides an updated view of taxes and social contributions on employment income. It is a new annual dataset for reward and mobility comparisons. Its observations concern 2024, so the report’s publication year should not become the payroll year in an employer’s analysis. Read the dated development For a single worker on average earnings, the average OECD tax wedge was 34.9%, up

As of April 2, 2025, European nationals must obtain an Electronic Travel Authorisation (ETA) to travel to the United Kingdom. This marks the final stage of deployment of the U.K. ETA requirement, after all other already eligible nationals. As of early March 2025, the ETA application system is open for E.U. nationals as well. E.U. travelers must now factor in time and cost (GBP 10 per person) when planning